Experts in personal finance stress the importance of timing in two ways: pay bills on time and make purchases at the right time.  But millions of hard working people don’t have cash on hand when they need it. This is a contributing factor to the huge growth in quick cash advance loans, most of which are made against borrowers’ paychecks.

But not all quick cash advance (payday) loans are as fast as others.  So it pays to shop around, check for such things as quick cash advance loan timing, ease of process and fee structure.  These are the top criteria to consider:

Time and timing: Quick cash advance loan applications should take ten minutes only, all online, and approvals come instantly.  The quickest cash advance should arrive by the next business morning – enabling borrowers to pay bills or make purchases that fast.

Ease of process:  A quick cash advance loan should not require a credit check, collateral, document faxing or an office visit.  Quick cash advance borrowers should only prove they are employed and have jobs.

Fee structure: The quickest cash advance comparative shopping wisely looks at credit card cash advances, car title loans and the total in fees and penalties incurred by late payments.  A true accounting illustrates the value of timing – usually to the advantage of a quick cash advance loan that is paid off from the borrower’s next paycheck.

Privacy and security:  Data confidentiality and protection from theft were chief concerns in establishing the quick cash advance payday loan industry.  Most lenders overcame such threats by using technologies and processes employed by banks and large corporations to move billions of dollars every day.  Consider, for example, how an all-online process prevents co-workers from picking up a fax confirmation.

Answers:  Particularly for first-time borrowers, the quickest cash advance offer may elicit questions.  A quality quick cash advance loan company will supply customer service contact via telephone, e-mail or online chat.